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Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also (Matthew 6:19-21, ESV).

We live in a culture of instant gratification, and much of what we do is driven by our desire to enjoy things NOW! This drive for immediate satisfaction is one reason most Americans are in debt. According to statistics collected by the U. S. Census Bureau (2012 Estimate), “Americans owed a hefty $850.9 billion in credit card debt, or $6,920 per household. They owed $1.944 trillion in school, auto and furniture loans, or $15,800 per household. Combined, households owed a record $2.795 trillion in consumer debt, surpassing the total debt burden held before the recession. On average, Americans now owe $22,720 per household. This does not include mortgages.”

What these statistics actually may reveal is not so much a debt problem but a heart problem, a skewed perspective. In others words, these statistics may, in fact, betray the reality that a majority of Americans believe they can find satisfaction by stockpiling treasures here on earth. As followers of Christ, we must be willing to ask, “Are we living for the here and now or are we living with eternity in mind?” In order to answer that question, we have to consider how we handle money and material possessions.

The way we view and handle money and material possessions says much about both our personal character and our spiritual condition; the Bible makes that connection clear (see Luke 18:18-27; 19:1-9)! For wherever your treasure is that is where your heart will also be (Matthew 6:21). If you treasure the things of this world, then you will seek satisfaction in the here and now. If you treasure the things of God, then you will seek satisfaction in God and His eternal kingdom.

You don’t have to continue as a slave to debt and possessions. Jesus calls us to reorient our hearts away from this world and toward heaven – “STOP stockpiling your treasures on earth” (Matthew 6:19)! On Sunday I argued that in order to fight the fight of faith against covetousness and materialism, we must first stop believing the lie that there is real and lasting value (satisfaction) in worldly wealth and possessions. Secondly, we must embrace the truth that heavenly riches are of surpassing, eternal value. Only as we grow in our understanding of the reward of heaven, namely that we get God, will we be able to hold on loosely to the things of this world.

If you want a helpful and quick read on obtaining an eternal perspective on money, possessions and eternity, I highly recommend Randy Alcorn’s The Treasure Principle. It’s a little book, and it will be the best $10.00 investment you ever make. If you want to pursue this matter more deeply, then read Alcorn’s Money, Possessions and Eternity. It is a more comprehensive study on the dangers of materialism and what the Bible says about money and possessions. May we continue to grow as faithful stewards of all God has given us, and may God richly bless us in order that we would bless the nations (Psalm 67).

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